Are you interested in buying a house in the ACT? Is Canberra the perfect destination for a property that you want to invest in? If this is the case, there are many things that you have to think about. Fortunately, the process is not that complicated, if you are aware of the things that are presented below.
It is always possible to be faced with some hiccups when you buy a house in Canberra. Property purchasing can involve different things that could go wrong, including:
This is one of the most important things to do even before you start looking for what house you want to buy. You need to be aware of your personal borrowing capacity. As a result, make sure that you are pre-approved for a loan by your broker or bank. The importance of this is really high because after deciding on what property to buy, you have to execute loan documents as fast as possible. A failure to do this can lead to unwanted delays that make the seller accept another deal that would be faster.
In Canberra, the seller is legally required to present a special Building and Pest Report. During settlement, the buyer is actually reliable for the associated costs. When you have some concerns about building condition, which is how you have to look at the property anyway, contact independent building inspectors. They will investigate the property and will disclose anything that the reports of the seller do not.
Obviously, you still need to pay for the report of the seller and you have to cover the costs of your independent inspection. However, this is definitely something that you want to prepare for.
This is, perhaps, the most important advice to remember whenever you are interested in Canberra property purchases. This is true for any property from a personal residence to commercial real estate. You need to work with someone that is in your corner.
When you want to buy a house, the seller will surely be represented by a real estate agent. These people are specialists in making things seem better than they are. They have the best interest of the seller in mind so you need someone to have your best interest in mind. Also, a buyer’s agent is highly experienced and can find property that you wouldn’t be able to find, based on your exact needs.
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