The Used Car Shuffle - Buying New Is Overrated
Finding the right vehicle can be a challenge, especially when you aren't exactly sure what you want. Test driving can solve a lot of the uncertainty, but could also bring up new questions. There are dozens of sites now that allow you to browse a used or certified pre-owned automobile selection, so the only thing left to do now is answer some of those nagging worries about getting an automobile that had a previous owner.
The Love At First Sight Effect
You're at the new car dealership and see the most amazing vehicle you have ever laid eyes on. After taking her for a spin, taking her home just seems right. The first thing to know is the second you drive off that lot, your car's value drops significantly. Why? Because once you sign the line, your precious new baby is considered a used vehicle. From that moment, it only increases in sentimental value, but there's a big chance you could have found that car at a dealer or personal listing for a fraction of the price you would have paid.
Aside from just taking it home, you probably borrowed money from a bank or credit company to pay for it. Most auto loans are for a period of 5 to 6 years. Over those years, the interest alone will tack on an extra car payment or two. More often than not, used car dealers will offer a better financing rate and are more willing to haggle on the price.
Don't Worry, You're Covered
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One major concern is warranty options. New vehicles definitely come with a service contract, but what about used cars? Getting a used car from a dealership, especially a big name company, will increase the chances of getting a factory guarantee. There are, however, options available specifically for used vehicles. Dealers offer a factory extended warranty or an aftermarket warranty.
It's also very likely that your insurance will be much less. Calling up your insurance company before making the purchase is always the smart move, but while you're on the phone with them, ask about the difference between insuring a new sedan or covering a used sedan. There's a very good chance that used cars will save you big.
Straight To The Point
Buying used cars has numerous benefits. By doing your research beforehand, you are much more likely to get the vehicle you want for a fraction of the price, which means you'll be paying less interest on your loan. Going to the right dealership at the right time could get you a warranty on that new-to-you vehicle. The best part is, you'll not only save money on the automobile itself, but also on the insurance. It's really hard to argue with numbers.
It's also very likely that your insurance will be much less. Calling up your insurance company before making the purchase is always the smart move, but while you're on the phone with them, ask about the difference between insuring a new sedan or covering a used sedan. There's a very good chance that used cars will save you big.
Straight To The Point
Buying used cars has numerous benefits. By doing your research beforehand, you are much more likely to get the vehicle you want for a fraction of the price, which means you'll be paying less interest on your loan. Going to the right dealership at the right time could get you a warranty on that new-to-you vehicle. The best part is, you'll not only save money on the automobile itself, but also on the insurance. It's really hard to argue with numbers.